Senior Credit Risk Analyst

The Senior Credit Risk Analyst role at COFCO International involves independently evaluating and managing counterparty credit risk across the company's origination businesses in Romania, Bulgaria, Hungary, and Serbia. The company is a major player in the agribusiness sector, focusing on global trade and risk management. The main tasks include conducting thorough credit analyses that consider financial performance, country risk, crop forecasts, and weather scenarios. This role also involves collaborating with commercial and risk stakeholders to support business growth while protecting the company from credit losses. The analyst will manage the credit approval process, set internal credit ratings and limits, and monitor the credit portfolio. They will also ensure that counterparty risk is managed according to company policies and maintain updated watchlists and "No Trading" lists. Regular reporting on credit exposure and breaches to the Credit Policy is also part of the job. The analyst will provide guidelines to trading desks to ensure compliance with credit policies and lead credit risk management in the region. They will also collaborate with credit risk teams in other regions and the headquarters, and support the risk department on assigned projects. To qualify, candidates must have a degree in Finance, Business Administration, Accounting, or a CFA. They need at least three years of experience in credit risk, preferably in trading companies, banks, or insurance companies, with exposure to Agribusiness. Proficiency in Microsoft Excel and strong analytical and communication skills are essential. The role requires the ability to build relationships and influence without direct authority. Fluency in English is mandatory, and knowledge of Romanian is a plus. Nice-to-have skills include experience in CVA, PFE, credit risk netting agreements, and the implementation of credit systems. Knowledge of credit insurance is also desirable. The role offers opportunities for professional growth and collaboration within a dynamic team focused on risk management and business growth. What the role asks for: - A degree in Finance, Business Administration, Accounting or CFA. - Three or more years of credit risk experience in trading companies, banks or insurance companies, preferably with exposure to Agribusiness. - Proficiency in Microsoft Excel. - Strong written and verbal communication skills in English. - Strong interpersonal skills. - Knowledge of Romanian is a plus. - Experience in CVA, PFE, credit risk netting agreements and implementation of credit systems (desirable). - Credit insurance knowledge (desirable).